We all are aware of the fact that life is full of unexpected happenings.The importance of your life and your expensive possessions cannot be fulfilled in exact sense, but there is always a need for an excellent financial backup that can compensate in regard to the real damage in case of any emergency.
The car insurance policy, at IFFCO Tokio, strives to give you complete security and protection from unpredicted accidental loss as well.
The online private car insurance policy from IFFCO Tokio offers protection to your private car against various types of external damages. It also gives coverage for any legal liabilities following death, injury or property damage of third parties, arising out of your vehicle use.
The car insurance policy is a must if you want to protect and fulfill your current as well as future liabilities. Now a days every individual is striving to save every minute from their busy schedule. Thus,it becomes difficult to analyze the best car insurance policy and understand its terms and conditions.
We, at IFFCO Tokio, to comprehend with this fact, offer you an unmatched ‘Online Car Insurance Policy. It caters to every need of your car insurance policy which includes a complete coverage of your vehicle from act of God, physical damage, theft etc.
In addition to this , we give you easy policy renewal options Thus, the IFFCO Tokio– Online Car Insurance Policyis a handy solution to all your needs related to car insurance. Enroll now and stay away from worries with IFFCO Tokio online car insurance policy!
Legal liability to any third party for injury/death (unlimited) or property damage (up to Rs 750,000), arising out of use of the insured vehicle at a public place. Coverage is in respect of the compensation amount (including interest), claimant’s costs (if awarded) and defenseexpenses (incurred with Insurer’s consent).
Personal Accident Cover of Rs. 200,000 for individual owner-driver of the insured vehicle, while travelling in, mounting into or dismounting from the car. Compensation is payable for death and various types of permanent disabilities.
Reimbursement of expenses up to Rs.1, 500 following an accident to the insured vehicle, for protection, removal/towing and redelivery of the car.
Some of the important Extension covers available under the Policy on payment of additional premiumare:
Do you prefer commuting through bikes? Do you love travelling via two wheelers? Commuting via two wheelers is one of the most preferred choices as per the daily routine needs. Looking at the traffic congestion, people prefer two wheelers more than four wheelers, as it saves time and money. And with the consistently upgrading innovations in technology all the bikes, scooters and scooties have got numerous options such as: High Speed, Disk Break, etc. which lure the middle class customers and urge them to buy one.
But in respect of shedding down the expenditure, the usage of bikes and scooters has developed a risk zone amongst the two-wheeler owners. Not only speed but Indian roads have also been the reason for accidents. Thus, to safeguard your life, it has now become important to have a Two Wheeler Insurance.
So, enjoy hassle-free two wheeler insurance policy from IFFCO Tokio!
Loss or damage to your vehicle:
The company shall not liable in respect of:
This is an additional benefit available with Iffco Tokio’s Private Car Comprehensive Policy Purchased Online only, for various emergency assistance services and benefits in the event of immobilisation of your vehicle during travel or at home/work, which will provide complete peace of mind to you in various exigencies. The insured perils are the same as under the Motor Package Policy, excluding the Act of God perils and riot, strike, malicious and terrorist activities, but including some additional perils, like internal breakdown, battery discharge, tyre puncture, loss of keys etc.
Please note that this is an additional benefit being provided to on-line customers who buy comprehensive car policy and all the terms and conditions will be solely and shall be at complete discretion of IFFCO TOKIO General Insurance Co. Ltd.
This is a set of unique additional benefits being provided at a very small cost to you, as holder of Iffco Tokio’s Motor Package Policy. The insured perils for this coverage are exactly the same as under your Motor Package Policy.
There are 12 benefits available, from which the Insured can choose the covers required by him. The list of benefits is furnished below:
The general exclusions for this coverage are exactly the same as for the Motor Package Policy. There are specific exclusions applicable for each of the separate benefit Sections of this coverage.
At a time of increasing cost of living, the expenses for medical treatment have gone up substantially. Particularly if any person contracts a major disease (critical illness), then he/she has to spend a huge sum of money for treatment, which most people can ill afford.
Although you cannot prevent the occurrence of serious ailments and accidents, you can take steps to ensure that the same does not result in financial ruin for you and your family. IFFCO-Tokio General Insurance's Critical Illness Insurance Policy provides just the right kind of cover for such situations at a very affordable price.
The standard medical cover available in the market is perceived to be rather expensive for the common man. Normal hospitalization while also involving a financial strain, can even then be sustained by an average person. but treatment for critical illness, while saving the person's life could cripple him financially. By paying a fraction of the normal premium required to be paid for a full fledged medical cover, complete protection can be taken through this Policy when it is needed the most. The ailments which are covered under this Policy are cancer, renal failure, coronary artery diseases requiring bypass surgery, major organ transplant, and paralytic cerebral stroke as well as accidental injuries resulting in loss of limbs.
This Policy can be issued to various categories of groups as under:
If the Insured Person(s) is/are for the first time diagnosed during the period of Insurance as suffering from a critical illness, symptoms (and/or the treatment) as defined under point 11 to 19 of “Definition of Words” and/or received Injuries as defined under point 20 of “Definition of Words”, then WE will reimburse to you medical hospitalization expenses incurred in respect of Insured person(s) - as an inpatient ,or to Insured Person(s) or to his /her legal heirs upto the amount stipulated against such Insured person in the schedule. In case of availing Cashless Hospitalisation at Network Hospital no reimbursement of expenses shall be involved.
In the unfortunate event of you or your family members meeting with an illness or accident resulting in hospitalisation, Iffco Tokio’s Individual Medishield Insurance Policy gives you cash free hospitalisation benefit in more than 3000 hospitals across India. The Policy also reimburses expenses incurred during pre-hospitalisation and post-hospitalisation stages of the treatment.
It is a fact that life today is uncertain. Everybody is always at risk - on the roads, at work, while travelling, or even inside their own home. Some unfortunate accidental occurrence might bring a huge financial burden to you and your family. Although you cannot guard against all uncertainties of life, you can always take steps to help you tide over such accidental events.
IFFCO-Tokio General Insurance's Personal Accident Insurance Policy provides just the right kind of cover for these uncertain times.
Our Personal Accident Insurance Policy gives complete protection against all accidental occurrences that might lead to death or bodily injury of the insured person. If the accident leads to the untimely death of the Insured, this Policy will provide complete financial security to the Insured's family members. The Policy also covers eventualities where though the insured person survives an accident, he is crippled for the rest or part of his life. In such cases, the Policy will pay a fixed percentage of Sum Insured depending upon the type of disablement.
|Table of Benefits||% of Capital Sum Insured|
|Loss of sight (both eyes)||100%|
|Loss of two limbs||100%|
|Loss of one limb and one eye||100%|
|Loss of sight of one eye||50%|
|Loss of one limb||50%|
|Permanent Total and absolute disablement||100%|
IFFCO Tokio offers the best family health and medical insurance policy. It's a reputed brand in the general insurance market in India. Building a strong Pan India branch network, this brand aims to reach out to the maximum number of customers to offer a coverage plan against family health risks and financial distress. This policy gives you cashless hospitalization benefits in more than 3000 hospitals across the nation.
It offers you the best solution by understanding more about your health conditions and coverage needs. IFFCO Tokio's family health insurance policy is affordable and cost-optimized. Also, the family health insurance premiumis competitive, pocket-friendly and budgeted.
The Policy offers a protection cover for you and your family for any injury or disease related contingencies like hospitalisation, medical expenses, surgical expenses, organ transplantation etc. The Policy covers the members of the family consisting of you, your spouse and dependent parent and children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together.
The policy covers hospitalization expenses which intends to provide coverage to you and your family in the eventuality of high treatment costs for any injury or disease related contingencies like hospitalization, organ transplantation etc. You opt for a compulsory deductible amount, which you bear either through existing health coverage or through own/other sources. The policy acts as an additional cover over and above the deductible amount. The policy therefore addresses galloping medical inflation at a very reasonable price.
Complete Freedom: Choose the way you want: