Health Insurance

Cover hospitalization bill with a pocket-friendly health insurance plan

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Health Insurance

Health Insurance is one of the most important insurance cover any financial planning can offer to an individual. Without proper health insurance, an illness or accident can wipe out your financial savings and put you and your family in debt for years. Health insurance is a type of insurance that pays for hospitalisation expenses in exchange for regular payment of premiums. You can purchase the insurance directly from the insurance company, through an agent or through an independent broker. 

Even organisations provide group medical cover to their employees and their families under employer – employee group insurance.

Exclusions – medical situations which are not covered

Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 30 days of policy start date.

Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)

Expenses arising out of or attributable to alcohol or drug use/misuse/abuse

Medical expenses incurred for treatment of AIDS

Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences Congenital disease

Tests and treatment relating to infertility and in vitro fertilization.

War, riot, strike, nuclear weapons induced hospitalization