Stay secure on the road with HDFC ERGO Motor Insurance that covers your vehicle against damages, theft and third party liabilities and comes with personal accident cover as well. Avail cashless claim services at over 3400+ authorized garages across the country with our motor insurance policies. There are different plans which give you optimum coverage at the most competitive premiums.
You can instantly purchase a HDFC ERGO motor policy online, avail the benefit of calculating premium and choose the plan that would best suit your vehicle type.
HDFC ERGO majorly offers three types of Motor Insurance Plans: - Private Car Insurance, Two Wheeler Insurance and Commercial Vehicle Insurance
Private Car Insurance has to be one of the first things you buy after your car. A financial safeguard for a large variety of situations, car insurance becomes one of the most important purchases you’ll make. Whether it’s a natural disaster such as an earthquake or flood; or somebody damages or steals your car, HDFC ERGO Car Insurance will take care of it all. With compulsory factors such as third party liability, you can ensure that any damage done to another person’s property by your vehicle will be covered in a claim.
A car is an asset that everyone is proud to own, often it’s a large milestone in a lot of people’s lives. HDFC ERGO Car Insurance ensures that you and your vehicle stay safe and secure.
Loss or damage to your vehicle caused by any one of the following events
The policy would also cover your legal liability arising out of an Injury / Death of a third party and Property damage of a third party incase of an accident involving your vehicle.
The policy also provides for a mandatory Personal Accident Cover for Owner Driver for an amount of Rs. 2 Lacs covering Accidental Death and Permanent Total Disability. It also covers the named and unnamed passengers upto the seating capacity of the vehicle and paid driver.
When it comes to travelling quickly & economically around the city, a two wheeler vehicle is the best option for almost everyone. But, along with convenience, comes higher risks. No matter how safely you ride your bike, purchasing a two-wheeler insurance is not only mandatory by law, but also a peace of mind. If you’re concerned about the time and effort required to purchase a two-wheeler insurance policy, you have to worry no more. Now, simply by two wheeler insurance from HDFC ERGO online and save your efforts.
Depending upon whether you are bike enthusiast for whom his two-wheeler means the world or someone who just needs to purchase vehicle insurance as it is a must by law, you may wish to go for one of the following products.
Go on a carefree ride with your loved ones with HDFC ERGO Two Wheeler Insurance which covers you against theft, damage, accident or third party liability. You also get advantage of our 24x7 claim assistance and easy claim settlement process. With HDFC ERGO, you can calculate insurance premium and buy a two wheeler insurance policy online, and choose from our optimized plans that are designed to give you comprehensive coverage in a cost effective way.
Under this Two Wheeler Insurance, the sum insured on your two wheeler would depend up on the manufacturer's listed selling price minus each year's depreciation or the IDV (Insured's declared Value). The IDV would account to the maximum amount payable in the event of a claim for theft or total loss of the two wheeler.
Don’t get hassled when the traffic cop stops your bike next time! We are all aware that the third party liability only policy is a must to ply a vehicle on the road, but in the daily quest of our lives, we tend to forget the renewal of our two wheeler insurance. Now stop remembering the renewal date every year and get your vehicle insured for multiyear. With HDFC ERGO’s Two wheeler Liability – Multiyear insurance, get a cover for your two wheeler for upto three years as per your requirement. Multiyear insurance provides cover for personal accident and third party liability similar to a single year policy.
To keep your business going, it is imperative to have the vehicles owned by you, insured. HDFC ERGO offers package commercial vehicle insurance policies which protect your business from a financial loss arising out of accidental loss or damage to your vehicle, your legal liability towards third parties for personal injury, death and property damage on account of any accident involving your vehicle.
HDFC ERGO offers vehicle insurance package policies for Commercial Vehicles across the various classes of vehicles like Goods Carrying Vehicles both Private and Public Carrier, Trailers, Passenger Carrying Vehicles, Miscellaneous and Special Types of vehicles – Mobile Rig, Shovels, Grabs, Tractor, Excavator etc.
Loss or damage to the vehicle insured caused by any one of the following events:
The coverage for your Vehicle would depend on the manufacturer’s listed selling price less depreciation for each year or the IDV (Insured’s declared Value). The IDV would be the maximum amount payable in the event of a claim for Total Loss / Theft.
HDFC ERGO offers the best health insurance plans with a wide range of benefits for you and your family. Our comprehensive health insurance plans are available at the most affordable prices, backed up by a network of over 5000+ hospitals, and come with features like Enhanced No Claim Bonus, flexible payment options and cashless hospitalization facility. These health insurance plans cover hospitalization in cases of accidents or sickness along with pre and post hospitalization expenses, day care procedures, domiciliary treatment and other expenses.
Buy any HDFC ERGO’s health insurance plan in just a few clicks, and secure your family's health and well-being.
Health Suraksha offers a policy period of 1 year and 2 years with basic sum insured per year ranging from Rs 3 to 10 lacs. It covers in-patient treatments, pre-hospitalization expenses, 144 day-care procedures, domiciliary treatments and many such expenses incurred during treatment. Also, a pre-policy check is required only if the individual is above 45 years in age.
Health is the most valuable asset that every individual owns. Life is full of uncertainties and highly unpredictable, so it’s best to stay guarded with an appropriate health insurance cover. Medical treatments nowadays are very expensive and can easily drain out all the savings of a person if he is not insured. HDFC ERGO's Health Suraksha Gold is an economical plan that provides a cover for in-patient treatment costs, pre-hospitalization and post-hospitalization expenses. Also there are no sub-limits on the hospital room rents, hospital charges, diseases and doctor fees.
With Health Suraksha Regain insurance plan, you can avail the additional benefits of automatic availability of sum insured upon its exhaustion. Our seamless services offer you financial security with no sub-limits on the hospital room rents, hospital charges, diseases and doctor fees.
Health Suraksha Gold with Regain is the latest launch by HDFC ERGO that provides comprehensive health coverage and gives maximum benefit in the critical times of your life. Health Suraksha GOLD is an affordable plan that covers in-patient treatment cost, pre and post hospitalization expenses with no sub-limits on disease, hospital room rents, and other medical charges. The new Health Suraksha Gold with Regain plan also provides the additional benefit of an Enhanced Cumulative bonus @ 10% of the sum insured in every claim free year up to 100% of the basic sum insured, thus providing double protection and long term security, when compared to other health care plans available today.
HDFC ERGO’s Health Suraksha Top Up Plus is what you can turn to when you feel you want more from your medical insurance policy.A top up plan supplements your primary health insurance cover. Additional coverage at low costs mean that a health insurance top up plan is exactly what you may be looking for
Covered from the age of 91 days to 65 years.
HDFC ERGO Critical Illness Insurance policies that give you the additional financial benefits and provide a lump sum amount to cover the costs incurred during treatment and care, recuperation aids and even offer funds in case you are not in a position to earn money due to aging factor.
HDFC ERGO Critical Illness Plan is a unique plan that offers a Lump Sum Benefit amount to the insured person on first diagnosis after a survival period of 30 days and for any one of the 8 such illnesses as specified in the Policy: -
This plan covers the following illnesses: -
Covered from age of 5 years to 45 years. Children are covered from age of 5 years to 18 years