Rediff

Rediff.com

“Most people ignore the probability of facing financial losses due to natural calamities, or the damage that can occur to their property and belongings. We have seen colossal damages that floods, earthquakes, heavy rains, tsunami, and cyclones have caused,” says Rakesh Goyal, director, Probus Insurance Broker.

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Business Standard

Business Standard

Natural calamities can wipe out your assets completely, and life cover is not enough. Sarbajeet K Sen guides on having home, car and health insurance

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The Insurance Regulatory and Development Authority of India (IRDAI) has come out with a slew of guidelines recently on health, life and travel insurance, aimed at bringing in greater clarity in spheres where there was ambiguity earlier. This ambiguity would often lead to disputes between the insurer and the customer. Health insurance Permanent exclusions: One major change pertains to permanent exclusions.

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How to Shout Media

How to Shout Media

Probus Insurance is one of the Tech Solution Providers that serves as the one point solution for all your insurance related queries and needs. It offers products online/Offline for Indian customers across categories in General & Life Insurance (Health, Car, Life, Travel and Home Insurance).

With over 1200+ insurance plans & 230cr Insurance premium in FY 16-17, customarily from retail clients, and 1,29,799 policies sold, Probus has established a significant performance and growth rate.

To comprehend the company’s strategies, views and to get a glimpse of their journey so far, we had an interaction with Mr Rakesh Goyal – Director, Probus Insurance Brokers Pvt. Ltd.

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India Today

India Today

 “Looking at the life cycle of a human being, if one doesn’t review the life insurance cover at various stages of life, one might find themselves under-insured, which could pose a challenge to their family when they are not around,” says Rakesh Goyal, director, Probus Insurance Brokers.

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Elets Ehealth

Elets Ehealth

Health Insurance remains one of the under penetrated segments in India with only 25-30% of Indians having health insurance. However, like in every other field, technology is likely to play integral part even in Insurance sector. Even insurance regulator is batting for the use of wearable devices for life insurance and health insurance policies which can provide a regular stream of data about the policy holder.

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IMPACT

IMPACT

The word ‘uncertainty’ is probably the best way to define my journey of starting my venture. When people ask me what the one thing is that inspired me or drove me to start this company, I answer with absolute conviction, “Don’t overthink things, just go with the flow and see where life takes you.”

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Money Today Magazine

Money Today Magazine

The products discussed here are relatively new and likely to improve as more data, use cases and customer feedback pour in. We may see sublimits increase or get removed altogether, or premiums may go down as more companies and consumers enter the domestic market. But even now, one cannot afford to ignore the risks. “Whoever deals in this online world will need the cybercover sooner than later. I would recommend it to every adult as most of the transactions are now done online,” says Rakesh Goyal, Director at Mumbai-based Probus Insurance.

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 The sector is also witnessing the rise of the new-age brokerage firms like Probus Insurance, which are digitally active and offering comprehensive product comparisons. “An insurer will only display its own quotations, but Probus draws data from a number of companies and displays tailor-made solutions in a tabular format, making comparison easier. Moreover, policy benefits are easily visible here, and one can also review different aspects of each policy and compare those to make a wise decision,” says Rakesh Goyal, Director of Probus Insurance Broker.

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