Customizing your car insurance as per your needs for superior protection got a lot easier with Bharti AXA GI. We provide you with customized recommendations for motor add-ons specifically suited to your needs based on details pertaining to your vehicle age, make and model among several factors. We understand that each customer is unique with a precise set of needs.
We therefore enable you to choose the right add-ons by not just recommending them but also explaining in a transparent and simple manner how each recommended add-on can benefit you. Our goal is to ensure that you select and combine the right add-ons with Bharti AXA’s comprehensive car insurance so that you have full protection at the time of a claim. Whether it’s coverage for fender benders, keeping your ‘No claims bonus’ intact, protection for your engine from water ingress or maybe just tow-away assistance, we have it all.
With the help of our customized recommendations you can choose from a host of add-ons designed to protect you in practically all kind of situations you may encounter.
Over and above the advantages of our comprehensive motor insurance offering all customers enjoy the benefits of our large cashless network of over 2300 garages pan India irrespective of the plan opted for. In addition we also offer 24x7 claims assistance, an easy claim settlement process and a No Claims Bonus (NCB) up to 50% on car insurance renewal from Bharti AXA GI or any other insurance provider.
After a quick description of our Basic insurance cover given is a list of some commonly used motor insurance add-ons most of our customers benefit from.
Depreciation cover Typically under standard comprehensive motor policy, in case of a claim, the insured receives an amount that is subject to depreciation. He/she therefore receives an amount lower than the actual repair expense. With Depreciation cover the insured receives the depreciation amount deducted on the value of the parts replaced. This is applicable for up to 2 admissible claims.
Hydrostatic Lock Cover Driving or even parking your vehicle in a water-logged area can expose it to the risk of water entering its engine. In such a situation in case you even turn on the ignition key you can cause massive engine damage. Further, your insurance company is likely to consider this damage as a consequential loss and will not cover it. Hydrostatic lock cover covers damage to the engine on account of water entering it and is particularly useful in areas of high rainfall and frequent flooding.
No Claims Bonus Protector You get a No-Claim Bonus (NCB) for every claim free year. This NCB slab increases for every claim free year and can go up to 50%. One single claim reduces your NCB to zero. NCB protector cover protects your NCB up to two claims during your policy period. It is particularly recommended for NCB accumulation of over 25%.
Roadside Assistance A vehicle break down in the middle of nowhere can be very traumatic. Finding tow-away or a mechanic to help can be an exhausting ordeal. Roadside assistance cover provides assistance for on road repair relating to minor breakdowns, towing your car to the nearest garage, changing of a flat tyre, replacing lost keys and arranging for emergency fuel.
Let go of all concerns of liability, theft and accident and enjoy an untroubled worry free ride with Bharti AXA GI’s Two Wheeler Insurance. Our product gives you access to a vast pan India cashless network constituting over 2,000 garages. Enjoy benefits of 24x7 claims assistance and the convenience of hassle free claim settlement process.
Get a No Claims Bonus (NCB) of up to 50% on your two wheeler insurance renewal even if it’s from another insurance provider. So wait no more and pick from two tailored options to fulfil your two wheeler insurance requirements now!
Your bike insurance policy would cover the following:
Your bike insurance policy excludes:
With Bharti AXA GI’s Comprehensive Health Insurance plans you can enjoy product benefits that address not just your health insurance needs but the requirements of your entire family. Pick from any of our three affordable plans that provide you with the flexibility to suit your needs and budget.
Health insurance needs to vary in accordance with your age group, family size and type. Bharti AXA GI helps you pick a plan to adequately meet your needs and the needs of your spouse and children.
|2-35 Yrs||Rs. 5 lakhs plan||Rs. 5 lakhs plan||Rs. 3 lakhs plan||Rs. 3 lakhs plan|
|36-45 Yrs||Rs. 5 lakhs plan||Rs. 3 lakhs plan||Rs. 3 lakhs plan||Rs. 3 lakhs plan|
|46-55 Yrs||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan|
|56-65 Yrs||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan|
Available Online, No medical tests
Available through Call- centre (please call at 080-49010200) and at branches
Optimum plan Rs. 3 lakhs and Rs. 5 lakhs sum insured can be offered from 5 years to 55 years only. Medical test is mandatory for all cases above 45 years age.
Rs. 3 lakhs and Rs. 5 lakhs plan includes critical illness cover which is given as lump sum compensation in the event you are diagnosed with any of the 20 main critical illnesses covered. In such an event you will be entitled to get double the sum insured, which means for Rs. 3 lakhs and Rs. 5 lakhs cover, you will receive hospitalization benefit of of Rs. 3 lakhs and Rs. 5 lakhs and additional lump sum amount of Rs. 3 lakhs and Rs. 5 lakhs respectively.
This cover is applicable after 60 days of inception of the policy and is subject to 30 days survival period and is separate and additional to the hospitalization cover. You can use this money as you wish, to cover your medical bills or maintain your family.
Bharti AXA Critical Illness insurance covers you in the event you are diagnosed with any of the 20 critical illnesses covered. Upon diagnosis and a survival period of 30 days, we pay you a lump sum compensation equivalent to the sum insured of your plan - Rs. 2 lakhs, Rs. 3 lakhs or Rs. 5 lakhs. You can use this money as you wish, to cover your medical bills or maintain your family.
20 major Critical Illness covered by Bharti AXA are: