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  MOTOR INSURANCE PLANS
Overview Overview

A vehicle in today’s world is an inseparable part of life. It gives an exclusiveness & freedom to your movement whether it is your day to day activity or going for a long drive with your family. It may affect your livelihood if this is your source of income. To use your vehicle in any public place it is mandatory to insure the same against minimum Third party liability as per the provisions of Motor vehicle Act.
However Third party insurance alone will not protect from the financial losses which you may incur because of an unfortunate situation of accident or theft of your vehicle. Hence it makes sense to buy a comprehensive Motor Insurance Policy to give you complete protection.
Tata AIG General Insurance Company Limited understands these needs and offers Motor Insurance policies that provide the added protection for the vehicle you love. Motor Insurance Policies from Tata AIG General Insurance Company Limited insurance includes private car insurance, two wheeler insurance, and commercial vehicle insurance.

Enhanced protection through unique add on covers

Direct Settlement / cashless claims at garages

Road Side Assistance Cover available for just Rs.116 exclusive of service tax for private cars

No deduction of salvage

No Claim Bonus is unaffected even if one claim is paid for repair of glass/fibre/plastic/rubber parts of the vehicle under the policy

Auto Secure-Private car package policy Auto Secure-Private car package policy

Your personal car is not only a high value possession but a necessity also. Apart from comfort & exclusiveness it gives freedom to your movement whether for your day to day work or going for a long drive with your family. Any accidental damage or theft will not only upset your routine but may upset your financial condition as well. To protect against such unpleasant situation you need a comprehensive car Insurance policy which not only meets the mandatory third party insurance requirements but also covers the car against the losses caused due to fire, theft, explosion, burglary, riots, strikes, earthquakes, flood, cyclones, accidental external means, malicious acts and terrorist activities.
Auto Secure – Private car package Insurance policy from Tata AIG General Insurance Company Limited gives you the extra assurance & peace of mind you require. Our 12 unique add-on covers enhance the cover under standard private car insurance policy.

Key Features

Free pick-up of car!*

Direct settlement facility at special garages!*

Up to 6-month accident-repair warranty

Quality spares and materials, guaranteed!

Claim settlement in 7 days!

Enhanced protection though 12 unique add on covers.

Auto Secure Two Wheeler Package Policy Auto Secure Two Wheeler Package Policy

In today’s world a two wheeler (motor cycle or scooter) is part & parcel of life. Each individual requires one for mobility & convenience. Using the vehicle at times may become risky and might result into loss or damage to vehicle or to any other person or property. Auto Secure - Two wheeler package policies from Tata AIG General Insurance Company Limited gives you an insurance protection which not only covers you against any liability arising out of Third party but covers you against the loss or damage to your own two wheeler also.
With two new add-on covers for two wheelers the coverage becomes wider & comprehensive, if opted.

Key Features

Covers all features as per the Motor Vehicle tariff:

Loss or Damage to your Vehicle: Any partial or total loss to your vehicle arising out of accident or on account of fire and allied perils in covered.

Third Party Legal Liability: Covers Third party property damage and Third party Bodily injury.

Discount (NCB) for claim free experience

Predefined depreciation for the parts needing replacement on account of accident

Auto Secure-Commercial Vehicle Package Policy Auto Secure-Commercial Vehicle Package Policy

A commercial vehicle may be a source of livelihood for you & your family members. Any accidental damage or theft to this may result into huge financial loss to you or may even result into shut down of business. Living with such uncertainties is very risky hence requires an insurance policy to minimise such uncertainties & risk.
Cover can be widened by opting for any or all add-on covers (if applicable) from the 6 unique add-on covers we have.
Auto Secure - Commercial vehicle package policy provides the insurance cover not only for the liability arising out of the third party but covers you against the financial loss because of theft or accidental damage to your vehicle.

Key Features

Covers all features as per the Motor Vehicle tariff:

Covers Goods Carrying Vehicles, Passenger Carrying Vehicles, Taxies and Miscellaneous class of vehicles such as Tractors, Cranes and Trailers.

Offers extra benefit through 6 unique add-on covers.