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Overview Overview of plan

Your vehicle is one of the milestone investments in your life. It is a reflection of the person who drives it. It has toiled for you so many times and it is time you think about protecting your vehicle from unforeseen events such as theft or accident. Considering the exorbitant repair costs these days even a slight damage can burn a hole in your pocket. Hence, it is prudent to purchase a Motor Insurance policy that understands the importance of an automobile in your life. Compare car insurance, two wheeler insurance online to get the best deal out of the lot.


Reliance General Insurance recognizes this importance and offers Vehicle Insurance policies that take care of your vehicles in case of any unforeseen event. Use our Motor​Insurance premium calculator to get a quote instantly. We offer the following end-to-end policies such as Private Car Insurance policy, two wheeler Insurance policy, and Commercial Vehicle Insurance policy.


Car InsuranceReliance Car Insurance
Benefits

Drive away with Reliance Private Car Insurance policy to get made-to-order protection for your car at a superb price.​​ This comprehensive car insurance policy gives you the confidence you need behind the wheel.

Get FREE Roadside assistance worth Rs.500 with Reliance Car Insurance

Save upto 55%* on Reliance Car insurance policy
Your car insurance expired? Renew it instantly online without any paperwork

Exclusive option to retain the earned No-Claim Bonus even after a claim
Cashless facilities across 2300+ garages in our network

Renew car insurance policy for your Maruti, Mahindra and Hyundai car with our Private car insurance policy.

​Multiple choices of customised add-on covers to give​​ you better coverage

Quick and hassle-free settlement for your car insurance claims

Add on Covers

Add-on covers are not just additional costs, they are assets that earn you several advantages. Choose well!

NCB Retention

We offer this add-on for any private car which is 2 years old or above. With this add-on, we can help you to retain your earned No-Claim Bonus (NCB) percentage, even after you've made a claim. Without this additional cover, the NCB would drop to 0% if you've made a claim in the previous policy period.

Also note, if the value of your car is less than or up to Rs. 10 lakh, you can avail of this add-on while renewing your previous policy with us or even a previous policy from another company.


The retainable NCB is applicable when:

The NCB percentage of the vehicle should be 25% and above

One approved accidental claim is made during your policy period

The total value of the claim payment made during your policy period is up to 25% of the value of your car, as mentioned in your policy

Your policy is renewed with us, within 90 days of its expiry, which is the normal grace period for availing NCB

Personal Accident Bundle Cover

As part of the Optional Personal Accident cover, we provide you a cover against accidents anywhere in the world regardless of who is driving the car. Under this cover, you are insured against Accidental Death and Permanent Total Disablement. The details are as follows: 

Table of Benefits Coverage Compensation Amount Capital Sum Insured (Rs)
A In case of death 100% of Capital Sum Insured (CSI) 10,00,000
B Permanent Total Disablement & Death 100% of Capital Sum Insured (CSI) 10,00,000
C Loss or physical separation of two limbs and loss of sight for both eyes or loss of one limb and sight of one eye 100% of Capital Sum Insured (CSI) 10,00,000
D Loss or physical separation of one limb or loss of sight of one eye 50% of Capital Sum Insured (CSI) 10,00,000
Motor secure Car Plus

The Motor Secure Plus cover includes Nil Depreciation, Consumables & Engine Cover.

Nil Depreciation Cover

Nil Depreciation Cover is helpful to combat the depreciating value of your car. With this add-on, there is no deduction for depreciation even on the car's parts, other than tyres and tubes.

Things to consider when you opt for this add on :

This add-on covers private cars, with a maximum of two claims in one policy period.

In case of partial loss, we will settle a claim made for the insured car only if it is repaired by/ at one of our authorised dealers or workshops.

Compulsory Excess will be applicable as per normal practice and Voluntary Deductible will be applicable, if you have opted for it. 

Consumables Cover

This add-on element covers expenses incurred by you on the consumable items in case of damage to the car insured and / or to its accessories, arising out of any peril as covered under your policy on approved partial loss claims.

Consumable items include nuts and bolts, screws, washers, grease, lubricants, clips, AC gas, bearings, distilled water, engine oil, oil filter, fuel filter and break oil.


Things to consider when you opt for this add on :

This add-on covers private cars, with a maximum of two claims in one policy period.

In case of partial loss, we will settle a claim made for the insured vehicle only if it is repaired at one of our authorised dealers or workshops.  

Engine Cover

With this add-on, we cover you for expenses incurred while fixing indirect damage done by water ingression or leakage of lubricating oil leading to loss or damage to :

Engine Parts  

Differential Parts

Gear Box Parts

The coverage is available only for the claims intimated within 7 days of the loss or damage.

Motor Secure Premium Cover

This cover includes Nil Depreciation, Consumables, Engine Cover & Key Protect Cover.

Nil Depreciation Cover

Nil Depreciation Cover is helpful to combat the depreciating value of your car. With this add-on, there is no deduction for depreciation even on the car's parts, other than tyres and tubes.

Things to consider when you opt for this add on:

This add-on covers private cars, with a maximum of two claims in one policy period.

In case of partial loss, we will settle a claim made for the insured car only if it is repaired by/ at one of our authorised dealers or workshops.

Compulsory Excess will be applicable as per normal practice and Voluntary Deductible will be applicable, if you have opted for it. 

Consumables Cover

This add-on element covers expenses incurred by you on the consumable items in case of damage to the car insured and / or to its accessories, arising out of any peril as covered under your policy on approved partial loss claims.


Consumable items include nuts and bolts, screws, washers, grease, lubricants, clips, AC gas, bearings, distilled water, engine oil, oil filter, fuel filter and break oil.

Things to consider when you opt for this add on:

This add-on covers private cars, with a maximum of two claims in one policy period.

In case of partial loss, we will settle a claim made for the insured vehicle only if it is repaired by/ at one of our authorised dealers or workshops.

Engine Cover

With this add-on, we cover you for expenses incurred while fixing indirect damage done by water ingression or leakage of lubricating oil leading to loss or damage to:

Engine Parts

Differential Parts

Gear Box Parts

The coverage is available only for the claims intimated within 7 days of the loss or damage.

Key Protect Cover – Private Cars

With this, we cover the expenses you make while repairing or replacing your car keys and / or locks and / or lockset, including the locksmith's charges. You can make a claim during your policy period if the loss has occurred due to theft or burglary or loss of / damage to the keys, lock or the lockset. 


Things to consider when you opt for this add on:

The coverage will be available only for a maximum of two claims during your policy period.

A claim resulting from burglary or theft should be supported by a First Information Report (FIR) with the police.

The replaced keys / lock / lockset is of the same nature and kind as the one for which the claim has been made.

The loss or damage to the keys / lock / lockset is reported to us within 7 days of the loss or damage.

Replacement of key(s) will be allowed for broken or damaged keys only.

In case of theft or misplacement of key(s), the entire set comprising of key, lock and lockset will be replaced, subject to the handing over the other key(s) to us.

Two Wheeler Insurance Reliance Two Wheeler Insurance

Ride away with a quick and easy-to-get Two Wheeler Insurance policy. WithReliance Bike Insurance policy, your pride and joy is covered and that too with excellent service. We are passionate about protecting your passion. 

Missed to renew your two wheeler insurance policy?

Benefits

So forget all your bike Insurance worries​ and ride away with the following benefits which our motorcycle insurance offers:

No paperwork, instant policy

Use cashless facility across our preferred 159 network garages
Get quick and hassle-free settlement of your bike insurance claims

Two Wheeler Insurance starting at Rs.3/day*
Renew your policy instantly online without any inspection or paperwork

Add on covers

Covering your vehicle for basic insurance is a must, but if you truly want to benefit from your insurance policy, you should definitely consider some of these add-on covers

Nil Depreciation Cover

With this add-on, you can easily get rid of the 'depreciation factor' of your vehicle parts. When you make a claim, a major deduction could be charged based on the age and depreciated value of the vehicle or the parts that require replacement

Availing of this extra cover will widen the scope of your cover, provide you extra security and minimise your own expenses on the vehicle considerably. What do you need to do? Just pay a little extra premium to benefit later!

As always, there are a few important things to keep in mind :

We offer coverage on rubber, nylon and plastic parts and fiber-glass components

We cover vehicles with a maximum age of 2 years

We offer a maximum of 2 claims per policy period

We can add this extra element to your policy when you get a brand new vehicle or when you renew your policy

We cover only two-wheelers under this add on cover

We will settle a claim made only for the insured vehicle and only if it is repaired by / at one of our authorised dealers or workshops

We will not grant indemnity to total loss, constructive total loss or theft claims under this  add on cover

Finally, there are two major exclusions that the add-on doesn't cover :

Parts not approved under the Motor Insurance Policy

Tyres and tubes

Personal Accident Bundle Cover

As part of the Optional Personal Accident cover, we provide you a cover against accidents anywhere in the world regardless of who is driving the car. Under this cover, you are insured against Accidental Death and Permanent Total Disablement. The details are as follows:

Table of Benefits Coverage Compensation Amount Capital Sum Insured (Rs)
A Permanent Total Disablement & Death 100% of Capital Sum Insured (CSI) 500,000
B Loss or physical separation of two limbs or loss of sight for both eyes 100% of Capital Sum Insured (CSI) 500,000
C Loss or physical separation of one limb and loss of sight of one eye 100% of Capital Sum Insured (CSI) 500,000
D Loss or physical separation of one limb or loss of sight of one eye 50% of Capital Sum Insured (CSI) 500,000