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  MOTOR INSURANCE PLANS
Motor Insurance Plan Hide Motor Insurance Plan

You rely on your vehicle for complete freedom of movement. Motor insurance sustains your freedom by compensating your major claims which can otherwise be very expensive. You love taking long drives and commuting to office with the radio on. Your vehicle is one of your most important possessions. Give it the care and protection it deserves with Bajaj Allianz motor insurance.
Private car insurance or two-wheeler insurance by Bajaj Allianz provides unmatched care and protection for your motoring experience.
Motor insurance is one of the things you need against expensive costs like a breakage or third party claims.
Motor insurance is an important thing to consider even before buying a car.

It also rewards you with a multiplier benefit in case you don’t claim in the policy. The multiplier benefit doubles the sum insured in 2 claim free years!

Buy Car Insurance Online with Bajaj Allianz

Your car insurance policy is the most important document in your vehicle because it protects you against financial loss and legal issues. Millions of car owners across India trust us to insure their car since we provide package policies that would protect them against physical damage, bodily injury / death and cover against third-party liability, bringing them security and peace of mind. All this is backed by our advanced claims servicing capability and fast settlement record for vehicles insured with us.

Cashless settlement at over 4000 preferred garages.

Hassle free claim settlement.

Quick and easy online purchase process.

24x7 claims support.

Key Benefits of Motor Insurance with Us

Instant online policy issuance and renewal in easy steps.

Cashless claims at over 1500 preferred garages. 75% on account payment when cashless facility is not available.

To locate a Bajaj Allianz's Preferred Garage nearest to you call us at: 1800-209-0144 (Toll Free).

Transfer your existing No Claim Bonus from any insurance provider ranging from 20% - 50%.

Instant claims assistance and SMS updates on your motor claim status through our 24x7 call-centers.

Towing facility in an event of a breakdown/accident 24x7 service by phone or online-even on holidays.

Bajaj Allianz' preferred workshops give you access to hassle-free inspection, high service standards and cashless settlement of claims in event of an accident/breakdown.

What is Covered?

Loss or Damage to your car and two-wheeler against Natural Calamities
Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.

Loss or Damage to your car and two-wheeler against Man-made Calamities
Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

Personal Accident Cover
Coverage of Rs.1 Lakh for the individual owner/driver of the vehicle while driving or travelling, mounting or dismounting from the two wheeler. Optional personal accident covers for co-passengers available.

Third Party Legal Liability
Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

What is Not Covered?

Normal wear and tear and general ageing of the vehicle

Depreciation or any consequential loss

Mechanical/ electrical breakdown

Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement

Vehicles being used otherwise than in accordance with limitations as to use

Damage to/ by a person driving any vehicles without a valid license

Damage to/ by a person driving the vehicle under the influence of drugs or liquor. Loss/ damage due to war, mutiny or nuclear risk

Three Different Plans to Choose From

Options Best Value Standard Plan Flexible Plan
Premium Cost
Low Low Low
Coverage
Regular Regular Regular
Own Damage Premium
Enhanced Enhanced Enhanced
Basic Third Party Liability
PA-Cover for Owner/Driver
Coverage for Electrical accessories
Optional Optional Optional
Coverage for Non-Electrical accessories
Optional Optional Optional
PA-Cover for co-passenger
Optional Optional Optional
CNG Kit Coverage
Optional Optional Optional
Driver Cover
Optional Optional Optional
NCB Discount
Optional Optional Optional
Voluntary Deductible - Save Premium
Optional Optional
Depreciation Shield
Engine Protector
24/7 Roadside Assistance

2-Wheeler Insurance Plan Show 2-Wheeler Insurance Plan

Buy Two Wheeler and Bike Insurance Online
Your two-wheeler gives you a sense of freedom and our Bajaj Allianz two-wheeler insurance policy has been designed to keep you secure. Our two wheeler package policy provides complete protection to your bike or scooter against physical damage, theft and third party liability.
With your two wheeler insurance, you get:

Hassle-free claim settlement

Quick and easy steps to purchase bike insurance online

24x7 claim support

Key Benefits of Two Wheeler Insurance with Us

Buy/renew your two wheeler or your bike insurance online in easy steps.

Transfer up to 50% of your existing No Claim Bonus from any bike insurance provider.

Avail our 24x7 telephonic service for claims support and other assistance, even on holidays.

Instant claims assistance and SMS updates on your claim status through our 24x7 call-centers.

Bajaj Allianz provides you hassle-free inspection process thereby offering you a high service standard with two wheeler insurance

What is covered?

Loss or damage to your two wheeler against natural calamities:
Your bike insurance policy covers fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.

Loss or damage to your two wheeler against man-made calamities:
Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air is covered by two wheeler insurance.

Personal Accident Cover:
With bike insurance, get coverage of Rs.1 lakh for the individual owner/driver of the vehicle while driving or travelling and mounting or dismounting from the two wheeler. Optional personal accident covers for pillion riders / unnamed hirers are available with our two wheeler insurance.

Third Party Legal Liability:
Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

Exclusions

Normal wear and tear and general ageing of the vehicle.

Mechanical/electrical breakdown.

Vehicles being used otherwise than in accordance with limitations as to use.

Damage to/by a person driving the vehicle without a valid license.

Damage to/by a person driving the vehicle under the influence of drugs or liquor.

Loss/damage due to war, mutiny or nuclear risk.

Loss or damage to accessories by burglary, house breaking or theft unless the vehicle is stolen at the same time.

Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement.

Liability Only - Motor Insurance Policy Show Motor Insurance Policy

In order to keep moving, it is essential to have your vehicles insured. We cover your legal liability towards third parties for personal injury, death and property damage from any accident involving your vehicles. Your motor insurance with us brings to you confidence and peace of mind.
Bajaj Allianz offers "Liability only" Policies for commercial vehicles across the various classes of vehicles like goods carrying vehicles - private and public carrier, passenger carrying vehicles, miscellaneous and special types of vehicles.

What is covered under "Liability only" Policy to Third Parties?

Covers the legal liability for injury, death, and/or property damage caused to a third party in the event of an accident caused by or arising out of the use of the vehicle.

Death or bodily injury to a third party

Damage to third party property

Personal Accident Cover For Owner/Driver

Accidental Death

Permanent Total Disability